Trade capital in 48 hours. Not 30 days.
Trade Lenda scores your shipment risk, customs history, and buyer reliability in real time — so Nigerian importers and exporters get working capital the same business day they need it.
Capital in 48 hours. Here is how.
Submit your invoice
Upload your import invoice, shipping manifest, and buyer details through our secure portal.
AI scores the trade
Our model checks shipment risk, your customs history at NCS, and your buyer's payment record — in minutes.
Capital hits your account
A human underwriter reviews the AI summary and releases funds. Same business day for qualifying trades.
Two different problems. Two dedicated products.
Fund your next shipment before your goods clear port.
Pay overseas suppliers on 30-day terms. We release capital against your import invoice so your goods move without waiting for bank approval.
Importer financingShip now. Get paid before your buyer settles.
Pre-shipment finance covers production and packing costs. We advance against your confirmed export order so you can fulfil without straining working capital.
Exporter financingThe file is half-scored before a human touches it.
Our model reads NCS customs manifest data, shipment route risk, and cross-border buyer payment history — and produces a structured risk summary before the underwriter opens the application.
- Shipment risk: commodity type, origin port, freight route, transit time flags
- Customs intelligence: your NCS clearance record, HS code history, duty anomalies
- Buyer reliability: payment terms compliance, dispute history, buyer country risk
What traders on the Lagos corridor say
Our Q3 electronics consignment from Shenzhen cleared Apapa in two days. The bank LC would have taken three weeks minimum. We have stopped budgeting for LC wait time.
Their Form M checklist is exactly what NCS requires — no back-and-forth, no missing documents. First application went straight through. I was not expecting that the first time.
We took on a garment export order to the UAE that we would have had to decline. Pre-shipment finance covered production and packing. The buyer paid in 60 days, we settled Trade Lenda on schedule.